🚀 Free while in early-access beta

Master your money,
one goal at a time

Goal Finance is a free personal finance platform for tracking income and expenses, projecting your balance into the future, and planning big decisions with a full suite of financial calculators — all in one secure dashboard, with no bank connection required.

10+Free calculators
4Ledger systems
£0Cost during beta

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Everything you need to run your money

Real tools you can use today — no bank connection, no spreadsheets, no cost.

📒

Budgeting Ledger

Record income and expenses in a clean double-column ledger, organise entries by category and account, and see running totals update instantly.

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Timeline Projections

Project your balance months or years ahead with interactive graphs, track whether you're on target, and analyse where your spending really goes.

🎯

Goals & What-Ifs

Set savings pots and goals, then model "what if" scenarios — a pay rise, a new bill, an extra debt payment — before you commit to them in real life.

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Financial Calculators

Compound interest, mortgage estimates, debt snowball vs avalanche, salary vs hourly wage, capital gains and dividend tax — free and unlimited.

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Investment Ledger

Track investment positions, trades and profit/loss over time, with practice ledgers for paper trading and snapshot backups of every account.

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Guides & Community

Learn budgeting methods, understand APR and AER, build an emergency fund, and swap ideas with other users in the community forum.

Welcome to Goal Finance

Join Our Early Access Beta

We are thrilled to offer you exclusive access to our brand-new personal finance tool. Goal Finance is designed to help you effortlessly track your income, analyze your expenses, and set achievable targets—all from one secure, intuitive dashboard.

Why is it free? We have recently launched this project and are currently in our active Beta testing phase. Because some features are still being actively built and refined, we are offering the platform completely free for you to use and experiment with.

Our vision over the coming months is to rapidly grow the platform, gain recognition, and introduce powerful new capabilities. Once the tool is fully polished and the business matures, we will transition to a highly affordable, low-cost monthly subscription model.

Thank you for being one of our pioneering users. Create an account above and start building your financial future today!

Frequently asked questions

Is Goal Finance really free?

Yes. While we're in early-access beta, every feature is free to use. Later on, advanced Pro features will move to an affordable monthly subscription — the core budgeting tools and calculators will stay accessible.

Do I need to connect my bank account?

No. Goal Finance is manual-entry by design: you record what you want, and nothing connects to your bank. That keeps you in full control of what the platform knows about your finances.

Is my data safe?

All traffic is encrypted over HTTPS and passwords are stored using one-way hashing. You can export snapshots of your data at any time, and you can request deletion of your account and data whenever you like. See our Privacy Policy for full details.

Is this financial advice?

No. Goal Finance provides educational tools and calculators for general information only — nothing on this site is financial, investment, or tax advice. Always consult a qualified adviser before making financial decisions.